3 Things You Can Actually Control About Your Mortgage Rate Right Now

For a lot of buyers, affordability comes down to one number: the mortgage rate. When rates move up, the natural reaction is to pause and wait for them to come back down. The problem is that no buyer controls where rates go. What a buyer can control is a set of factors that shape the rate they person

Remote Work Could Be Your Affordability Answer

For most first-time buyers, the hardest part of buying a home is making the numbers work. You budget, you save, and the finish line still feels far away. But your salary is only half the equation, because where you live shapes what you can afford just as much as what you earn. If you can work remote

Thinking About Tapping into Your 401(k) To Buy a Home? Read This First.

Lately, headlines have floated an eye-catching idea: tap your 401(k) to cover a down payment. With affordability as tight as it is, it is easy to see the appeal. Here is the honest starting point, though. Whether to pull from retirement savings is a financial and tax decision, and the right person t

Here’s Why Mortgage Rates Are What They Are Right Now

Plenty of would-be buyers are sitting on the sidelines waiting for mortgage rates to drop sharply before they make a move. That wait may last longer than they expect. There is a number working quietly in the background that explains why rates sit where they do, and understanding it changes how today