Who Has the Upper Hand in Today's Housing Market?

Nearly every buyer wants to know if there is room to negotiate a better deal, and nearly every seller wants to know if they will still get top dollar. The surprising part is that both can be right at the same time. It comes down to where the home is. Today's housing market is no longer moving in one

Here’s Why Mortgage Rates Are What They Are Right Now

Plenty of would-be buyers are sitting on the sidelines waiting for mortgage rates to drop sharply before they make a move. That wait may last longer than they expect. There is a number working quietly in the background that explains why rates sit where they do, and understanding it changes how today

The Case for Putting 20% Down on Your Next Home

If you are planning to buy your next home, you have probably heard the old rule about saving 20% for a down payment. Here is the honest version: you usually do not have to. Plenty of loan programs let qualified buyers put down far less. Yet a lot of repeat buyers are choosing to put down 20% or more

Thinking About Waiting for Lower Mortgage Rates? Read This First.

Picture waiting a full year to buy a home, only to find that mortgage rates look about the same as they do today. It sounds frustrating, and right now it is a real possibility. A lot of buyers have put their plans on hold because they are sure a big drop in rates is just around the corner. Today's f